Auto Financing Frequently Asked Questions
Your Auto Financing Questions Answered in Greenville, SC
Here at Steve White Volkswagen, we make the financing process a breeze. We understand that the initial idea of buying or leasing a new car can seem daunting, but our financial experts make it a piece of cake so that you can enjoy all the fun parts of getting a new Volkswagen. We consider ourselves masters at vehicle financing since we’ve secured auto loans for many of our guests from all over Asheville, NC, and Columbia, Spartanburg, Anderson, SC, and the Upstate. Plus, you won’t spend forever in our finance office — we’ll get you in and out in no time. Ready to get started? We thought so — keep reading to explore our customers’ FAQs about purchasing or leasing a new Volkswagen!
Our Financial FAQs
What is the range of credit scores?
According to Equifax, credit scores range from 300 to 850 and are typically broken down into these categories:
So remember, the higher your credit score, the better. This is because financing will be much easier and you’ll have more options to choose from. However, no matter where your score lands on the scale, Steve White Volkswagen can help you attain the ride of your dreams. Our team will do its best to help you obtain the ideal financial plan for you.
How can I improve my score?
Improving your credit score might not yield instant results, but there are several effective measures you can take to boost it over time. Start by requesting your credit report from one of the three major credit bureaus—TransUnion, Experian and Equifax—and meticulously review them for any inaccuracies. Consistently making your payments on time and in full is another crucial step towards a better credit rating. Additionally, keeping your credit utilization low by staying well under your credit limits will help you manage and improve your score effectively.
How much will my monthly payment be?
Let us crunch the numbers for you! If you already know what your credit score is and have a good idea of the interest rate you’ll receive, take advantage of our handy online payment calculator. This tool will efficiently estimate what your future monthly payments will look like.
How do I get pre-approved?
Getting pre-approved is easier than ever, thanks to our online application. Once filled out, someone from our finance team here at Steve White Volkswagen will be ready to work with you. To get started, simply provide us with your contact information, employment history and the new Volkswagen or used model you’d like to take home. If possible, we encourage our customers to apply with a co-signer to boost their chances of getting pre-approved, but this of course is not required. Our team has worked with many guests who have had a variety of financial backgrounds.
Still have questions we haven't answered? Please don't hesitate to reach out. You can call us at (864) 301-8603, contact us online or stop by Steve White Volkswagen at 100 Duvall Drive, Greenville, SC 29607. We welcome customers from Asheville, NC, and Columbia, Spartanburg, Anderson, SC, and the Upstate.